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Wema Bank Account Balance Code

To check your Wema Bank account balance, *945# is the code to use. It is a USSD code that requires no internet connection for it to be used. You would need to use it with the phone number linked to your bank account number for it to work.

As a first time user of this USSD code, you are expected to register on the platform. The reason for this registration is simple; you need to link your Wema Bank account on the platform so you can be able to carry out transactions.

It does not take much to register and the whole process can be completed within a few minutes. All you should do is;

✓ Dial *945# from your mobile device

✓ Attempt to perform any transaction (Airtime recharge, account balance, etc)

✓ Enter your correct Wema Bank account number

✓ Create a 4-digit USSD PIN

✓ Enter the 4-digit USSD PIN again to confirm your selection

✓ Finish

By following these steps, you would have registered successfully for the Wema Bank USSD banking service. A notification will be displayed to confirm your registration.

You should know how important a PIN is so try not to forget the USSD PIN you created. It would be needed to approve several transactions on the Wema Bank USSD banking platform.

Having completed the first step which is to register, you will now be able to use the *945# code to check your Wema Bank account number. Find out how this can be done in the next section.

How to use the *945# code in checking Wema bank account balance

Using the *945# code to check Wema Bank account balance is the primary subject of this article. Below are the procedures you should follow;

✓ Dial *945# from your mobile phone

✓ Reply with 2 for Account Balance

✓ Enter your USSD PIN to approve

✓ Finish

In the end, you will see your correct bank account balance displayed on your phone’s screen. You will also receive an SMS from your bank containing this Information.

The service charge

It costs to use the Wema Bank *945# USSD code to check your bank account balance. It is not a free service. Wema Bank charges a fee of N10.50 per transaction when you check your bank account balance. This charge will be deducted from your bank account.

Charges might also be initiated by your mobile network. Most mobile networks charge telco charges and it will be deducted from your airtime balance. The amount you will be charged depends on the amount of time you spend on the platform as it is charged per second.

The service limit

Limit here refers to the number of times you can use the *945# code to check your account balance. There is no limit set by Wema Bank so one can use the code multiple times in a day.

However, know that you will be charged each time you do so. You might not be able to use the service If you do not have sufficient funds to pay for the charges that apply.

Supported Networks

Mobile networks in Nigeria that are GSM networks are supported to use the *945# USSD code. Popular GSM networks in Nigeria include MTN, Airtel, 9Mobile, and Glo; the code will work on all these networks.


If you need support or help from Wema Bank concerning issues with using the USSD code, you can contact the customer service of the bank.

One quick way of contacting them is by sending a message via email to [email protected]. If you prefer a phone call, you can place a call to 08039003700. You can also contact them via text message by texting 07051112111.

As you contact them, relate your problem to them and they will provide a solution for you.

How to change your PIN

For one reason or the other, you might need to change your USSD PIN. This applies mostly to cases whereby a third party gains knowledge of your PIN. Not changing your PIN immediately puts you at risk of losing your funds. Your PIN can be used to move funds out of your account without your consent.

Changing your PIN does not require much, simply follow the below steps;

• Dial *945# from your mobile phone

• Reply with 8 to access the next page

• Reply with 2 to change PIN

• Enter your old USSD PIN

• Enter your new USSD PIN

• Renter the new USSD PIN to confirm

• Finish

Changing your PIN to a new one makes the old PIN defunct. The new PIN will be needed to approve transactions from that moment onwards.

Other Ways To Check Your Wema Bank Account Balance

Below are some other methods you can use to check your bank account balance. If for any reason you cannot make use of the *945# code, you can try these;


It is possible to check your bank account balance using any ATM close to you provided you have a Wema Bank ATM code. Using an ATM Is simple and one advantage Is that it is cost-free.

All that is required of you is to slot your card into the machine and enter your ATM PIN. Select the option for account balance Inquiry from the ATM menu and select your account type. Your account balance will be displayed on the screen of the machine.

Wema Bank Mobile Application

The Wema Bank mobile application is available for Android and iOS devices and it can be used to check account balance. This application uses an internet connection so data Is required to make use of it.

You should simply download and install the app on your mobile device. After that, launch the app and complete the simple registration process. Once registered, you get access to your dashboard where you would find your bank account balance.

Wema Bank Branch

Your bank account balance can be checked at your bank branch. Simply request for it from the customer care staff or from those at the teller. Once they verify that you are the owner of the account, they give you details of your balance.


With the information provided in this article, any Wema Bank customer would find it easy to check their account balance. The USSD code or any of the other methods can be used.