Are you a Standard Chartered bank customer and you want to check your account balance? Are you looking for the code you can use to do it? You will get all the information you need about checking your bank account balance in this article.
At the moment, Standard Chartered Bank is yet to introduce a USSD code banking service. What this means is that the code to check Standard Chartered bank account balance is not available. Once the code is out, this article will be updated so you can know what it is.
Ways to check your Standard Chartered Bank Account Balance
Since there is no USSD code to check Standard Chartered Bank account balance, we shall look at other possible ways. Below are some other ways you can use to check your Standard Chartered bank account balance.
SMS
With your mobile phone, you can check your bank account balance via the Standard Chartered Bank SMS banking service. This service was implemented to make banking services readily accessible to customers of the bank.
To check your Standard Chartered bank account balance via SMS, you need a GSM phone and the phone number registered with your bank account. If the number is not available, you can update it to a current one by visiting your bank branch.
If you have the phone number available, you would need to register for SMS banking. This registration can be carried out online via the Internet banking platform, with an ATM or at your bank branch.
After registration, follow the below steps to check your bank account balance;
• Text “BAL” to +2341270461–4
• Finish
In a moment, your bank account balance will be sent to you like a reply SMS.
Standard Chartered Bank does not charge customers for using the SMS banking service to check their bank account balance. It is free of charge. However, you will be charged by your mobile network the usual charge for sending SMS which is N4.
ATM
Automated Teller Machines (ATMs) can be found almost everywhere in Nigeria. They are set up at various locations and you are likely to find one at any bank location. The ATM can be used by Standard Chartered bank customers to check their bank account balance in a very easy and simple way.
First of all, you need to get your Standard Chartered bank ATM card. The card must be linked to the bank account you want to check the balance. With your card in hand, walk to any ATM stand close to you and follow these steps;
• Slot your card correctly into the ATM
• Enter your ATM PIN to bypass the security
• Select balance Inquiry or just inquiry by pushing the button for it
• Select your account type (Current, Savings others)
• Finish
As you finish the steps, your bank account balance will be displayed on the screen of the ATM. If selected, the machine will print out your balance as a receipt for you to go with.
Note that you can make use of an ATM around you, it must not be a Standard Chartered bank ATM. Also, checking your bank account balance with an ATM is free of charge.
MOBILE APP
For smartphone users, the Standard Chartered Bank mobile application Is a convenient means of checking your bank account balance. This mobile application can be used by Android and iOS users, it can be downloaded from the Google Play Store and from the Apple App Store. Simply search for “SC Mobile Nigeria” in these stores.
After downloading the application, install it on your device and launch it upon completion. You will be prompted to register on the app. The registration is not a very difficult process as you are only providing basic information about your bank account. After registration, take note of your username and password.
Log in to the app using the username and password you created. From the dashboard, click on the menu tab at the top left corner and click on My Accounts. You will find your bank account number on that page along with other bank information.
This method is ideal If you have more than one Standard Chartered bank account number; they will all be listed on the My Accounts Page.
The Standard Chartered bank mobile application uses an internet connection. For this, you need to have data on your phone before you can make use of it.
INTERNET BANKING
Standard Chartered Internet Banking Is an online banking platform. This platform can be accessed on the web via web browsers using mobile or desktop devices. Via this platform, Standard Chartered bank customers can check their bank account and carry out other banking transactions as well.
To use the Standard Chartered Bank Internet banking service, you need to register. Registration can be done easily online using your credit card or debit card or your registered phone number. After registration, take note of your username and password as they are required for login.
When you log in to your internet banking platform, click on account summary or navigate to your profile from the dashboard. Your bank account number will be displayed on any of these pages.
As an online banking platform, you certainly need data to access it.
BANK BRANCH
You can check your bank account balance at a Standard Chartered bank branch. All you need to do is to visit the bank and request via the customer service or from the staff at the teller.
Verification will be carried out to show that you are the owner of the account. You might need to present an ID for this. However, since you are there in person, it should be very easy as your picture will be shown on the computer.
With identity verification completed, the staff will check your bank account balance and relate the information to you.
Conclusion
Standard Chartered Bank is a bank used by so many Nigerians. If you are one of such customers, you can check your bank account balance easily by following the information in this post.